Smarter access to cash

A new infrastructure of bank neutral ATMs in Belgium

Less cash, not cashless

Digital payments are well and truly on the rise. Especially in the case of contactless card and smartphone payments. But that doesn’t mean we are headed for a 100% cashless society. On the contrary, cash remains an important tool for many people to manage their personal finance. And it is what we all fall back on when the technology fails us. In other words, cash has far from lost its age-old reason for being!

Cash in Belgium today

The use of cash has been in steady decline in Belgium for some time now. So much so that the current network of ATMs has become suboptimal. On the one hand, there is an overconcentration in certain areas. While on the other, the geographical spread of ATMs has failed to evolve with new forms of living, working, shopping and mobility.

Batopin, a smarter network

A balanced cash network needs to take into account where people live and work, where they use cash (shopping centres, bars, restaurants, …) and how they move around (public transport, car, bicycle, on foot, …). 
The Batopin CASH points will be installed in places people would intuitively feel as the “right” spot to withdraw or deposit cash. In other words, the right number of ATMs at the right places.

Our commitment

95% of Belgian citizens will have access to a secure CASH point within 5km of where they live or work. The first Batopin CASH point will be made available by mid-2021. By the end of 2024, the new network of bankneutral ATM's will be completely rolled out.


To optimize Belgium’s ATM network, it is important for all stakeholders, including the government, to join forces. Which is why Batopin is launching "cash2025", a forum where all actors are invited to exchange ideas and work towards achieving the same common goal.


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